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Best Credit Cards for May 2025

Our take on the best credit cards for May 2025.

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Scotiabank Gold American Express® Card

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This card is a standout for frequent shoppers and travelers. It offers up to 6x Scene+ points at Empire grocery stores and 5x at other grocery stores, with no foreign transaction fees. Ideal for those who spend heavily on groceries and dining.

Annual Fee:

Card Network:

Interest Rates:

$120.00

American Express

20.99% to 22.99%

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BMO CashBack® World Elite® Mastercard®*

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A top-tier cashback card offering 5% back on groceries, 4% on transit, 3% on gas, 2% on recurring bills, and 1% on all other purchases. Great for maximizing returns on everyday spending.

Annual Fee:

Card Network:

Interest Rates:

$120.00

Mastercard

21.99% to 23.99%

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CIBC Dividend® Visa Infinite Card*

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Offers 4% cashback on groceries and gas, 2% on dining, transportation, and recurring payments, and 1% on all other purchases. A solid choice for families and commuters.

Annual Fee:

Card Network:

Interest Rates:

$120.00

Visa

20.99% to 22.99%

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RBC Avion Visa Infinite Card

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Known for its flexible travel rewards, this card earns 1 Avion point per dollar spent, with 1.25 points on travel purchases. Points can be transferred to various airline partners, making it ideal for frequent travelers.

Annual Fee:

Card Network:

Interest Rates:

$120.00

Visa

20.99% to 22.99%

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TD® Aeroplan® Visa Infinite Card*

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Perfect for Air Canada flyers, this card earns Aeroplan points on all purchases, with accelerated earning on Air Canada and travel-related expenses. Benefits include a free first checked bag and priority boarding on Air Canada flights.

Annual Fee:

Card Network:

Interest Rates:

$139.00

Visa

21.99% to 22.99%

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